Mexico Motorcycle Insurance, BETTER Deal On the Web?
We asked one client what he thought of buying Mexico Car Insurance at one of the booths, gas stations, or roadside stands along the border.
These were his comments:
“I have vacationed in Mexico since the 70’s. Most vacationers plan their trip, drive to the border and then remember that they need to by car insurance …then they proceed to buy their policy at the closest roadside stand. This is like buying groceries at 7-eleven or ampm mini-mart… your choice is limited, and you don’t have any way to research the insurance companies that vend at the border. It’s hit or miss… the coverage is not standardized, you wonder what you just bought, AND many times you are asked to pay whatever the market will bear Fees! It’s much better to purchase online and ahead of schedule!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexico Motorcycle Insurance Policies.
Paper policies are issued in the old time-honored way by hand through brokers within California, Texas, and Arizona in neighborhood insurance offices or at the border and posted to Mexico, often using the US Post Office.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. This means that your insurance policy may be in line for a few days before it’s sent to Mexico.
Next, it can takemore than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then your policy is entered into their computer information processing system manually.
Online insurance policies are a far more effective process of promptly advising your insurer and dispensing policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you have an accident on a weekend when almost all insurance agents are closed and the ONLY company able to respond is your insurance company?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexican Car Insurance certificate, which needs to be verified by each insurer, is important.
